Find Your Dream Home
Discover the best properties with our trusted real estate experts. We offer homes that fit your lifestyle and budget with ease.
Discover the best properties with our trusted real estate experts. We offer homes that fit your lifestyle and budget with ease.
4 Bed, 3 Bath – $850,000
Kansas City, MO
3 Bed, 2 Bath – $420,000
Mission, KS
5 Bed, 4 Bath – $1,250,000
Overland Park, KS
Ready to take the next step? Our team is here to guide you through the process. Get in touch today to schedule a viewing or ask any questions.
Contact Us
MITIKEKC.COM is more than a platform—it's your trusted partner for homebuyers, sellers, and families navigating the real estate journey. We connect the community with valuable resources like mortgage guidance, bank consultants, and custom loan programs.
Whether you're buying your first home or selling, we offer personalized insights and tools to make the process smoother and more successful.
We believe language should never be a barrier to buying a home. That’s why our site integrates smart translation tools, allowing everyone to read in their preferred language with confidence.
This ensures full understanding—no guesswork, just informed, confident decisions.
To empower every family with knowledge, confidence, and the right connections to navigate real estate. Whether buying, selling, or just exploring, your success is our purpose.
Hello, my name is Shig, and I’ve had the privilege of working with first-time homebuyers for over four years. I’m excited to help guide you on this journey toward purchasing your first home.
Whether you're curious about the process, already preparing, or just exploring — this platform was built with you in mind to offer guidance and clarity.
💰 Budget for more than just a down payment — include inspections, closing costs, appraisals, and emergency maintenance.
🔧 Set aside funds for tools, repairs, and new appliances after move-in.
📉 PMI Tip: 20% down avoids PMI, but 3.5% FHA options exist. PMI can be removed once you reach 20% equity.
📊 Credit Score Matters:
🔴 Poor: 579 or below
🟠 Fair: 580–669
🟡 Good: 670–739
🟢 Very Good: 740–799
💚 Excellent: 800+
✅ Higher scores mean lower interest rates and reduced monthly payments.
📈 Improve your credit for better terms and stronger loan approval chances.
📝 Documents You’ll Need: Tax returns, W-2s/1099s, pay stubs, government-issued ID, and bank statements.
⛔ Avoid taking on new debt, changing jobs, or making large purchases before closing.
📝 When Ready, Make an Offer: Submit earnest money (typically 1–3%) to show you're serious.
🔍 Schedule Inspections: General, termite, sewer, radon, and others can strengthen negotiations.
🏁 Closing Day Prep: Bring your ID, certified funds, and confirm utilities are transferred before you get the keys!
🧹 Clean and organize every room — first impressions truly matter.
🛠️ Make key repairs, even minor ones, to boost overall appeal.
🎨 Apply fresh, neutral paint to create a clean, inviting feel.
🌳 Enhance curb appeal — tidy landscaping, clean driveways, and welcoming entryways.
🛋️ We offer walkthrough staging tips — or can refer a professional stager for maximum impact.
🏷️ We set a competitive price using market data and comps.
📸 Professional photos, MLS listings, open houses, and social media campaigns maximize exposure.
📩 We’ll review and negotiate offers together — always with your goals in mind.
🔐 Closing includes title coordination, lien clearance, and final walkthrough prep.
📈 Curious what your home is worth? Let’s connect for a no-obligation consultation.
📞 Phone: 913-306-5216 | 🏢 Office: 888-220-0988 | ✉️ Email: shignya.sm@gmail.com
These are lenders I’ve worked with, closed deals with, and trust based on consistent positive results for my clients. However, you’re always free to compare and choose your own.
🧠 Tip: Terms vary by lender and state. I’ll guide you toward professionals you can rely on — and provide contact info for confidence and clarity.
✅ Going beyond pre-qualification with a pre-approval shows sellers you're financially ready, making your offer stronger and more credible.
⚠️ Important: Avoid unsourced deposits or large cash movements — sources like EKUBE, EDIR, etc. may cause underwriting delays.
🛑 Avoid new credit cards, auto loans, or large purchases during the process — these affect your credit profile and approval chances.
You are free to choose your lender — whether it's one I refer or one you’ve researched. Getting pre-qualified and then pre-approved improves your position dramatically.
💼 Do not switch jobs during the mortgage process
💳 Avoid opening new credit accounts or maxing out cards
💸 Don’t deposit or withdraw large amounts without documentation
🛋️ Wait to buy furniture or large items until after you close
🔗 Confirm that your rate is locked with your lender
Once your offer is accepted and earnest money (typically 1%–3%) is submitted, it’s time to schedule key inspections:
🏚️ General Home Inspection
🐜 Termite Inspection
🚽 Sewer or Septic Inspection
🏗️ Foundation Check
☢️ Radon Test
Use the results to negotiate repairs or credits before closing.
🔍 Your lender will order an appraisal. If the home appraises lower than expected, we’ll discuss renegotiation or out-of-pocket options.
🚨 Security Tip: Always verify wire instructions by phone — wire fraud is real. Call before sending any funds.
💡 Before closing, be sure to:
🔌 Transfer utilities to your name
🪪 Prepare your government-issued photo ID
💵 Bring certified closing funds (cashier’s check or wire)
🎉 Congratulations — welcome to homeownership powered by confidence, clarity, and smart decisions!
Mortgage Specialist | NMLS# 991357
📍 KS: 6025 Metcalf Ln, Suite 210A
📍 MO: 4520 Main St, Suite 700
📞 913-205-9978 | 📰 913-384-1806
📧 lancerichards@live.com
Mortgage Loan Officer | NMLS# 1205453
🏢 Bell Bank Mortgage
📍 11095 Metcalf Ave, Overland Park, KS 66211
Mortgage Specialist | NMLS# 991357
Kansas & Missouri
📞 913-205-9978
Mortgage Loan Officer | NMLS# 1205453
Overland Park, KS
📍 Bell Bank Mortgage
